How to Finance a Hair Transplant: Cherry & More

Cost Should Never Stand Between You and Your Confidence

One of the most common reasons people delay hair restoration is cost. A hair transplant is a significant investment, but it is also a permanent one — unlike monthly subscriptions to topical treatments, concealers, or hairpieces that provide temporary results and accumulate costs over time. At Crown Hair Institute, we believe that finances should not be a barrier to feeling great about your appearance. That is why we have partnered with multiple medical financing companies to offer flexible, affordable payment plans that fit a wide range of budgets.

Cherry Financing

Cherry is one of our most popular financing partners, and for good reason. Cherry was built specifically for elective medical and cosmetic procedures, and its application process is remarkably simple.

Key benefits of Cherry:

• 60-second application: Apply from your phone or computer in about a minute. You will know your approval status almost immediately.
• No hard credit check for pre-qualification: Checking your eligibility does not impact your credit score. A hard inquiry only occurs if you choose to accept and finalize your plan.
• Flexible terms: Plans range from 6 to 24 months, allowing you to choose a monthly payment that fits your budget.
• 0% APR promotional periods: Many qualified applicants receive promotional periods with zero interest, meaning you pay only the cost of the procedure with no additional finance charges.
• No prepayment penalties: You can pay off your balance early at any time without fees.

Cherry approves a wide range of credit profiles, making it accessible to more patients than traditional lenders. The application can be completed in our office during your consultation or from the comfort of your home before your visit.

Extended Terms and Larger Procedures

For larger procedures such as extensive FUE sessions, hairline lowering surgery, or combined scalp-and-beard restorations, Cherry offers extended terms up to 60 months. This makes high-graft-count procedures dramatically more affordable on a monthly basis.

Additional benefits of working with Cherry:

• Medical-focused underwriting: Underwriting is tailored to healthcare patients, which often results in higher approval rates and better terms than general-purpose credit cards.
• Simple online application: Apply in minutes from your phone, tablet, or computer.
• No hidden fees: Transparent pricing with no origination fees, annual fees, or prepayment penalties.
• Reusable credit line: Once approved, your Cherry line can be used for future touch-ups, PRP sessions, or other treatments at Crown Hair Institute and at over 250,000 Cherry-accepting providers nationwide.

Monthly Payment Examples

To give you a concrete sense of what financing looks like, here are example monthly payments for common procedure costs at Crown Hair Institute:

• 1,000-graft FUE ($6,250): Approximately $260 per month over 24 months, or $521 per month over 12 months
• 1,500-graft FUE ($9,375): Approximately $391 per month over 24 months, or $781 per month over 12 months
• 2,000-graft FUE ($12,500): Approximately $521 per month over 24 months, or $1,042 per month over 12 months
• 2,500-graft FUE ($15,625): Approximately $651 per month over 24 months

These examples assume 0% APR promotional rates. Actual monthly payments may vary based on your credit profile, the term you select, and the financing company. Your exact monthly payment will be presented to you during the application process before you commit.

How to Apply

Applying for financing is simple and can be done in one of three ways:

• During your consultation: Our patient coordinator can walk you through the application process in person and help you compare options side by side.
• Before your consultation: Visit our website and click on the financing links to pre-qualify with Cherry before your visit. Knowing your approval status in advance can help you plan your consultation with confidence.
• By phone: Call our office at (323) 947-2126 and our team will guide you through the process over the phone.

Pre-qualifying does not commit you to anything. It simply gives you a clear picture of your financing options so you can make an informed decision.

Frequently Asked Questions About Financing

Will applying for financing affect my credit score?

Pre-qualification with Cherry involves a soft credit check that does not impact your score. A hard inquiry is only made if you choose to finalize and accept a financing plan.

Can I combine financing with other payment methods?

Yes. Many patients choose to put a portion of the cost on a financing plan and pay the remainder with cash, check, or credit card. We are happy to work with you to create a payment structure that works for your situation.

What if I am not approved for financing?

Each financing company uses different underwriting criteria. If you are not approved by one lender, you may still be approved by another. Our patient coordinator can help you explore all available options. We also accept major credit cards, personal checks, and wire transfers.

Can I finance non-surgical treatments like PRP or exosomes?

Yes. Cherry can be used to finance any treatment at Crown Hair Institute, including PRP therapy, exosome treatments, and combination protocols.

Take the Next Step

Do not let cost delay your hair restoration journey. With flexible financing options starting at just a few hundred dollars per month, the full, natural head of hair you deserve may be more affordable than you think. Schedule a complimentary discovery call at Crown Hair Institute by calling (323) 947-2126 to discuss your treatment plan and explore financing options tailored to your budget.